An assessment of electronic banking initiatives in nigeria

Francis K. Andoh-Baidoo, Babajide Osatuyi, Emmanuel S. Aidoo, Muhammadou Kah

Research output: Chapter in Book/Report/Conference proceedingConference contribution

Abstract

The importance of internet banking in developing countries cannot be overemphasized as the cost of information and communication technologies are becoming cheaper while the problem of digital divide in these nations continue to be resolved. The Central banks of several developing nations have encouraged their financial institutions to incorporate electronic banking services to broaden their delivery systems and to remain competitive. While some banks in Nigeria provide online banking products and services, there is lack of research on the specifics. However, it is only by providing strategic products and services can a bank remain competitive. In this paper, we survey some banks in Nigeria to identify the different products and services that they provide. We discuss the implications of our findings and suggest appropriate strategies that will enable banks provide competitive products and services.

Original languageEnglish (US)
Title of host publicationAssociation for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007
Subtitle of host publicationReaching New Heights
Number of pages1
StatePublished - Dec 1 2007
Event13th Americas Conference on Information Systems, AMCIS 2007 - Keystone, CO, United States
Duration: Aug 10 2007Aug 12 2007

Publication series

NameAssociation for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights
Volume2

Other

Other13th Americas Conference on Information Systems, AMCIS 2007
CountryUnited States
CityKeystone, CO
Period8/10/078/12/07

Fingerprint

electronic banking
Developing countries
Nigeria
Internet
bank
Communication
Costs
banking
central bank
digital divide
communication technology
information technology
developing country
lack
costs

All Science Journal Classification (ASJC) codes

  • Computer Science Applications
  • Computer Networks and Communications
  • Information Systems
  • Library and Information Sciences

Cite this

Andoh-Baidoo, F. K., Osatuyi, B., Aidoo, E. S., & Kah, M. (2007). An assessment of electronic banking initiatives in nigeria. In Association for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights (Association for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights; Vol. 2).
Andoh-Baidoo, Francis K. ; Osatuyi, Babajide ; Aidoo, Emmanuel S. ; Kah, Muhammadou. / An assessment of electronic banking initiatives in nigeria. Association for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights. 2007. (Association for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights).
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Andoh-Baidoo, FK, Osatuyi, B, Aidoo, ES & Kah, M 2007, An assessment of electronic banking initiatives in nigeria. in Association for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights. Association for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights, vol. 2, 13th Americas Conference on Information Systems, AMCIS 2007, Keystone, CO, United States, 8/10/07.

An assessment of electronic banking initiatives in nigeria. / Andoh-Baidoo, Francis K.; Osatuyi, Babajide; Aidoo, Emmanuel S.; Kah, Muhammadou.

Association for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights. 2007. (Association for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights; Vol. 2).

Research output: Chapter in Book/Report/Conference proceedingConference contribution

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Andoh-Baidoo FK, Osatuyi B, Aidoo ES, Kah M. An assessment of electronic banking initiatives in nigeria. In Association for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights. 2007. (Association for Information Systems - 13th Americas Conference on Information Systems, AMCIS 2007: Reaching New Heights).