College student performance and credit card usage

Mary Beth Pinto, Diane H. Parente, Todd Starr Palmer

Research output: Contribution to journalArticlepeer-review

33 Scopus citations


Over 1000 students at 3 college campuses in the Northeast were surveyed. The sample was evenly divided by gender. Eighty percent of the sample was traditional students. The original sample was reduced to 260 students having at least one credit card and was classified into groups as high or low academic performers. The groups did not differ in terms of the number of credit cards and outstanding balances; however, they differed significantly in the level of anxiety felt from carrying debt, perceived need to work, and perceived impact of employment on academic performance.

Original languageEnglish (US)
Pages (from-to)49-58
Number of pages10
JournalJournal of College Student Development
Issue number1
StatePublished - Jan 1 2001

All Science Journal Classification (ASJC) codes

  • Education


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