TY - JOUR
T1 - Perceived barriers to savings among low- to moderate- income households that do not save regularly
AU - Mauldin, Teresa
AU - Bowen, Cathy Faulcon
AU - Cheang, Michael
PY - 2013/10
Y1 - 2013/10
N2 - The study reported here examined the differences in barriers to savings among low- to moderateincome households who do not save regularly. Characteristics associated with individuals who perceived they could and could not save included age, presence of child under 18years of age, and gender. Having no money left over, being late on bills and/or credit card payments, being under- or unemployed and having been affected by a natural disaster were associated with perception of whether one could save. Recommendations for Extension educators working with limited resource audiences are suggested.
AB - The study reported here examined the differences in barriers to savings among low- to moderateincome households who do not save regularly. Characteristics associated with individuals who perceived they could and could not save included age, presence of child under 18years of age, and gender. Having no money left over, being late on bills and/or credit card payments, being under- or unemployed and having been affected by a natural disaster were associated with perception of whether one could save. Recommendations for Extension educators working with limited resource audiences are suggested.
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UR - http://www.scopus.com/inward/citedby.url?scp=84887185267&partnerID=8YFLogxK
M3 - Article
AN - SCOPUS:84887185267
SN - 1077-5315
VL - 51
JO - Journal of Extension
JF - Journal of Extension
IS - 5
M1 - 5RIB4
ER -