Perceived barriers to savings among low- to moderate- income households that do not save regularly

Teresa Mauldin, Cathy Faulcon Bowen, Michael Cheang

Research output: Contribution to journalArticle

1 Citation (Scopus)

Abstract

The study reported here examined the differences in barriers to savings among low- to moderateincome households who do not save regularly. Characteristics associated with individuals who perceived they could and could not save included age, presence of child under 18years of age, and gender. Having no money left over, being late on bills and/or credit card payments, being under- or unemployed and having been affected by a natural disaster were associated with perception of whether one could save. Recommendations for Extension educators working with limited resource audiences are suggested.

Original languageEnglish (US)
Article number5RIB4
JournalJournal of Extension
Volume51
Issue number5
StatePublished - Oct 2013

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household income
savings
bill
credit
natural disaster
money
educator
gender
resources

All Science Journal Classification (ASJC) codes

  • Education

Cite this

Mauldin, Teresa ; Bowen, Cathy Faulcon ; Cheang, Michael. / Perceived barriers to savings among low- to moderate- income households that do not save regularly. In: Journal of Extension. 2013 ; Vol. 51, No. 5.
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Perceived barriers to savings among low- to moderate- income households that do not save regularly. / Mauldin, Teresa; Bowen, Cathy Faulcon; Cheang, Michael.

In: Journal of Extension, Vol. 51, No. 5, 5RIB4, 10.2013.

Research output: Contribution to journalArticle

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