The role of health insurance in joint retirement among married couples

Kanika Kapur, Jeannette Rogowski

Research output: Contribution to journalArticle

15 Citations (Scopus)

Abstract

Because the near-elderly have high expected medical expenditures, availability of health insurance is an important factor in their retirement decisions. Using Health and Retirement Study data collected in 1992-2002, the authors of this study investigate whether access to employer-provided retiree health insurance enabled dual working couples to time their retirement together - a behavior called "joint retirement." They find that when wives had employer-provided retiree health insurance, the likelihood of joint retirement more than doubled. The effect of retiree health insurance on overall employment patterns, in contrast, was modest: estimates indicate that a hypothetical change from universal availability of such insurance to its universal unavailability would have increased employment levels by only two percentage points.

Original languageEnglish (US)
Pages (from-to)397-407
Number of pages11
JournalIndustrial and Labor Relations Review
Volume60
Issue number3
DOIs
StatePublished - Apr 2007

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Health insurance
Availability
Insurance
Health
Retirement
Employers

All Science Journal Classification (ASJC) codes

  • Strategy and Management
  • Organizational Behavior and Human Resource Management
  • Management of Technology and Innovation

Cite this

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The role of health insurance in joint retirement among married couples. / Kapur, Kanika; Rogowski, Jeannette.

In: Industrial and Labor Relations Review, Vol. 60, No. 3, 04.2007, p. 397-407.

Research output: Contribution to journalArticle

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